The Site
Please read the details set out below carefully before using this Site. By accessing this Site, you agree to be bound by the following terms and conditions and disclaimers (the “Terms”). You and we agree that the Terms are legally binding between you and us and that your use of the Site is subject to the Terms.

This Site has been approved for issue and access in the UK and in Ireland by SuMi TRUST. The UK legal entity is regulated by the Financial Conduct Authority. The Irish legal entities are regulated by the Central Bank of Ireland.

If you choose to enter this website from outside the UK or Ireland, you are advised that it may not be legal in that jurisdiction for you to access or use the facilities available on the Site. SuMi TRUST will not be liable for any breach of local law or regulation that you may commit as a result of accessing the Site.

SuMi TRUST may provide a link to other sites through this website. SuMi TRUST does not control any third-party site and makes no representations concerning the content of any such site and expressly disclaims any liability with respect to any third-party sites.

Use of the Site
All products and services of SuMi TRUST are subject to the terms and conditions and disclaimers of the applicable agreement governing their use. The products and services are not available to private customers.

These Terms are to be read by you together with any terms, conditions and disclaimers provided in the pages of this Site and any other segments of the Site accessible only by password.

The information, material and content provided in the pages of the Site may be changed at any time without notice. Changes may be made to these Terms by us at any time without actual notice to you by updating the posting of the Terms. You agree to review the Terms regularly and your continued access to or use of the Site will mean that you agree to any changes.

If any part of the Terms are found by any court or other competent authority to be invalid, unlawful or unenforceable then such part shall be severed from the remainder of the Terms which shall continue to be valid and enforceable to the fullest extent permitted by law.

You may not use the Site for any purpose which is unlawful, abusive, libellous, obscene or threatening.

Trade Marks and Copyright
All content on the Site (“Content”) is protected by copyright, database rights and other intellectual property, including without limitation, trademarks, patent rights, design rights and confidential information (“Intellectual Property”) which may be owned by SuMi TRUST, its licensors, content providers, other third parties or by other users of the Site.

All Intellectual Property in the design, layout, and screen interfaces of the Site is owned by SuMi Trust.

You acknowledge the Intellectual Property position set out above by using the Site.

You may reproduce Content or other information from the Site for your own personal use only. The information or Content may not otherwise be reproduced, distributed, transmitted modified or adapted or incorporated in any way into any other document or other material without the express prior permission of SuMi TRUST.

SuMi TRUST acknowledges all third party trade marks which are used on the Site. You shall not use or adapt any SuMi TRUST or third party trade marks or any similar marks which you access through the Site, nor imply that you are connected or associated with SuMi TRUST or any other third party by use of those marks or otherwise.

On-line privacy
SuMi TRUST is committed to protecting the privacy of your business and its employees.

No warranties
The following clauses exclude or limit our legal liability for the Site. You should read them carefully. They all apply only as far as the law permits, and in particular we do not exclude or restrict our duties and liabilities to you where or to the extent that this is prohibited by law or regulation.

You are wholly responsible for use of the Site by any person using your computer and you must ensure that any such person complies with and is aware of these Terms.

Whilst we have taken reasonable steps to ensure the accuracy, currency, availability, correctness and completeness of the information contained on the Site, information is provided on an “as is”, “as available” basis and we do not give or make any warranty or representation of any kind, whether express or implied in respect of such information whether in respect of the Site. Your use of this Site is at your sole risk. We shall not be liable for any loss or damage whatsoever and howsoever arising as a result of your use of or reliance on the information contained on the Site to the maximum extent permitted by law.

We do not represent or warrant that the Site will be available or that it will meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the Site.

Changes to the Site
SuMi TRUST may at its discretion change the Site or update material without notice. While SuMi TRUST may make reasonable efforts to keep the Site information accurate, SuMi TRUST is not obligated to update or correct information within any specified time period.

Termination of Access
SuMi TRUST reserves the right to terminate, without prior notice to you, your access to the Site in our sole discretion, including without limitation, for the abuse of the Site.

Internet e-mail
Messages sent over the internet cannot be guaranteed to be completely secure as they are subject to possible interception or loss or possible alteration. We are not responsible for them and will not be liable to you nor anyone else for any damages or otherwise in connection with any messages sent by you or to you over the internet. All communications made to this Site will be considered non-confidential and we may use the content in such messages in any manner in our discretion.

Governing Law
The terms are governed by and interpreted in accordance with the laws of England and Ireland. The English Courts or the Irish Courts shall have exclusive jurisdiction to determine any matter or dispute in connection with these terms and conditions, or use or access to the Site.